Privacy Policy

Facts What does Fidelity & Guaranty Life do with your personal information?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Income
  • Medical information
  • Account transactions
  • Assets
  • Investment experience

How?

 All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Fidelity & Guaranty Life chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does Fidelity & Guaranty Life share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share

Who We Are

Who is providing this notice? Fidelity & Guaranty Life refers to:
     Fidelity & Guaranty Life Insurance Company, Baltimore, MD
     Fidelity & Guaranty Life Insurance Company of New York, New York, NY

What We Do

How does Fidelity & Guaranty Life protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Fidelity & Guaranty Life collect my personal information? We collect your personal information, for example, when you:
  • apply for insurance
  • pay insurance premiums
  • file an insurance claim
  • give us your income information
  • tell us about your investment or retirement portfolio.
    • We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you.
    • State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Fidelity & Guaranty Life does not share with its affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Fidelity & Guaranty Life does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Fidelity & Guaranty Life doesn't jointly market.

Other Important Information

Upon your written request, we will send you a copy of relevant information we have about you in connection with your insurance contract(s). Please address your request to Fidelity & Guaranty Life Service Center, P.O. Box 81497, Lincoln, Nebraska 68501-1407. If you feel that our information is incorrect, let us know and we will review it. If we agree, we will correct our files. If we do not agree, you may file a short statement of dispute with us. This statement will be included with any information disclosure we make in the future, or sent to anyone you designate who may have received such information in the past two years, or as otherwise required by law. We may choose to modify our policy regarding the treatment of non-personal information at any time. Before we do so, we will notify you and provide an updated notice.